Republic Bank (Guyana) Limited
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Annual Reports
Annual Report 2004 - Managing Director's Review
Chairman's Review | Managing Director's Review | Financial Summary & Highlights
NBIC Financial Summary Highlights - Annual Report 2004
National Bank of Industry and Commerce Limited
(A Subsidiary of Republic Bank Limited)
FINANCIAL SUMMARY
(All figures are in thousands of Guyana Dollars)
2004 2003 2002 2001 2000
 
Cash resources 7,919,958 8,675,461 5,652,220 5,008,154 5,362,091
 
Investments 19,966,338 17,636,360 13,164,900 9,133,995 5,422,889
 
Loans and advances 14,493,846 13,183,022 13,042,990 15,697,221 17,851,633
 
Total assets 55,466,889 52,685,797 34,569,356 32,730,601 31,236,141
 
Total deposits 50,781,161 48,589,699 30,854,408 28,980,444 27,641,809
 
Shareholders' equity 3,689,751 3,199,328 2,804,059 2,503,476 2,334,555
 
Net income after taxation 536,441 373,267 128,570 72,173 330,201
 
Earnings in dollars per stock unit 1.79 1.24 0.43 0.24 1.10
 
Return on average assets (%) 0.97 0.82 0.37 0.21 1.03
 
Return on average equity (%) 15.65 12.69 4.83 2.93 14.05
National Bank of Industry and Commerce Limited
(A Subsidiary of Republic Bank Limited)
FINANCIAL HIGHLIGHTS
(All figures are in thousands of Guyana Dollars) 2004 2003 Inc / (dec) % change
 
Income statement  
 
Operating income 4,607,500 3,896,671 710,829 18.24%
Operating expense 3,953,127 3,630,653 322,474 8.88%
Net Income before taxation 654,373 266,018 388,355 145.99%
Taxation charge / (credit) 117,932 (107,249) 225,181 209.96%
Net Income after taxation 536,441 373,267 163,174 43.72%
 
Balance sheet  
 
Loans and advances 14,493,846 13,183,022 1,310,824 9.94%
Total assets 55,466,889 52,685,797 2,781,092 5.28%
Average assets 55,079,578 45,252,921 9,826,657 21.71%
Deposits 50,781,161 48,589,699 2,191,462 4.51%
Equity (capital and reserves) 3,689,751 3,199,328 490,423 15.33%
Average outstanding equity 3,427,083 2,941,073 486,010 16.52%
 
Common stock  
 
Earnings in dollars per stock unit                1.79 1.24 0.55 44.20%
Dividend for the year 225,100          75,000         150,100 200.13%
Stock (in thousands) 300,000 300,000                 -   0.00%
 
General  
 
Number of:  
 
Stockholders 1,078 1,069                  9 0.84%
Common stock outstanding (in thousands) 300,000 300,000                 -   0.00%
Active savings, chequing and deposit accounts 124,602 127,402           (2,800) -2.20%
Employees 542 560               (18) -3.21%
Banking offices 11 11                 -   0.00%

 
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