Republic Bank (Guyana) Limited
Personal Commercial Corporate
 
Annual Reports
Annual Report 2005 - Managing Director's Review
Chairman's Review | Managing Director's Review | Financial Summary & Highlights
NBIC Financial Summary Highlights - Annual Report 2005
National Bank of Industry and Commerce Limited
(A Subsidiary of Republic Bank Limited)
FINANCIAL SUMMARY
(All figures are in thousands of Guyana Dollars)
2005 2004 2003 2002 2001
 
Cash resources 9,687,916 7,919,958 8,675,461 5,652,220 5,008,154
 
Investments 22,354,237 19,966,338 17,636,360 13,164,900 9,133,995
 
Loans and advances 14,958,203 14,493,846 13,183,022 13,042,990 15,697,221
 
Total assets 59,933,723 55,466,889 52,685,797 34,569,356 32,730,601
 
Total deposits 54,780,820 50,781,161 48,589,699 30,854,408 28,980,444
 
Shareholders' equity 3,952,631 3,689,751 3,199,328 2,804,059 2,503,476
 
Net income after taxation 790,968 536,441 373,267 128,570 72,173
 
Earnings in dollars per stock unit 2.64 1.79 1.24 0.43 0.24
 
Return on average assets (%) 1.33 0.97 0.82 0.37 0.21
 
Return on average equity (%) 20.55 15.65 12.69 4.83 2.93
National Bank of Industry and Commerce Limited
(A Subsidiary of Republic Bank Limited)
FINANCIAL HIGHLIGHTS
(All figures are in thousands of Guyana Dollars) 2005 2004 Inc / (dec) % change
 
Income statement  
 
Operating income 4,957,982 4,607,500 350,482 7.61%
Operating expense 3,772,797 3,953,127 (180,330) -4.56%
Net Income before taxation 1,185,185 654,373 530,813 81.12%
Taxation charge 394,218 117,932 276,285 234.28%
Net Income after taxation 790,968 536,441 254,527 47.45%
 
Balance sheet  
 
Loans and advances 14,958,203 14,493,846 464,357 3.20%
Total assets 59,933,723 55,466,889 4,466,834 8.05%
Average assets 59,672,745 55,079,578 4,593,167 8.34%
Deposits 54,780,820 50,781,161 3,999,659 7.88%
Equity (capital and reserves) 3,952,631 3,689,751 262,880 7.12%
Average outstanding equity 3,848,767 3,427,083 421,684 12.30%
 
Common stock  
 
Earnings in dollars per stock unit           2.64 1.79 0.85 47.45%
Dividend for the year 315,000      225,000       90,000 40.00%
Stock (in thousands) 300,000 300,000             -   0.00%
 
General  
 
Number of:  
 
Stockholders 1,105 1,078             27 2.50%
Common stock outstanding (in thousands) 300,000 300,000             -   0.00%
Active savings, chequing and deposit accounts 125,211 124,602           609 0.49%
Employees 558 542             16 2.95%
Banking offices 11 11             -   0.00%
© 2010 Republic Bank (Guyana) Limited. All rights reserved.