Personal Interest Chequing Account

Personal Interest Chequing Account

A world of convenience and flexibility

Our PICA is specially designed for monthly income earners who need the flexibility of a chequing facility.

Interest is calculated quarterly on minimum balance and paid half yearly, March and September.

Here are the features of your PICA account: Here are the benefits of your PICA account:

Republic VISA OneCard

Convenience of 24-hour access to your account via the Blue Machine

The largest ATM network locally

Flexibility of paying for goods and services at over 300 merchants nationwide – no need to carry cash! Click here to see the listing

FREE Quarterly Statements

To keep track of your account balance

FREE up to the minute access to account information with Republic TeleBanker, using a touch tone phone

No need to leave home or office! Access your account via a touch-tone phone to:

  • Check account balance
  • Transfer funds from one account to another
  • Pay bills, for example, Cable, Telephone, Water, Insurance

FREE up to the minute access to account information with RepublicOnline , using the internet

No need to leave home or office! Access your account via the internet to:

  • View your:
  • account balance
  • transaction history
  • statements
  • Transfer funds from one account to another
  • Perform third party transfers
  • Pay your credit card and utility bills, for example, Cable, Telephone and Water

No restrictions on deposits

Building a nest-egg is easy!

Tiered interest rate

More money invested, more interest earned

Interest Rates Service Fees
Current rate: 0.10%

Two (2) free debits are allowed for each GY$25,000 minimum monthly credit balance.  For every additional debit a charge of GY$25 – minimum per month GY$500.

The current minimum overdraft interest for this account is GY$1,000. 
What you will need

Before visiting our branches, ensure you have the following documents:

New to Republic Bank?

One (1) form of Identification - valid Passport, Driver’s Licence or Identification Card
Proof of Address – Driver’s Licence, or Utility Bill (Light, Water or Telephone issued within the last 8 months)
Proof of Income – Job Letter/Pay slip or Income & Expenditure Statement if self-employed
TIN Certificate - (also required for foreign nationals working in Guyana)
Two (2) Character References
The required amount to open the account (GY$5,000)

For non-nationals
In addition to the above, the following item must be presented to establish an account for a Foreign National:

A Banker's reference


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